Independent non profit organization for financial literacy and free debt advice

Manage budget

What we do?

Financial education is increasingly important. Dealing with money can be confusing, but when you’re financially literate you have the power to make informed choices and avoid money problems.

We provide educational opportunities for everyone, including employees, students, children, and communities.

We focus on budget management to give the basis of better protection and healthy budget.

Tips & Tricks

Why and how to budget?
August 10, 2023

How do you make budgeting easy and fun? Here are some tips from people that were in a debt situation.

How to use our budget tool?

The best way is to take 5 minutes each day in the morning or evening to input your data for the day. This requires strong self discipline and motivation but best is to do it with FUN. Try it for one month…we are pretty sure your wallet will thank you!

How to install Temida Budget Tool on your smart device?

Learn how to install Temida Budget Tool on Android and iOS devices.

How to manage and keep motivation of good budget behavior over time?

Understand yourself & what motivates your behavior. What are the emotions I feel when I buy/have money? Is there another, different way to create such emotions for me?

20 ways to save costs

Monthly debt payments are the biggest money suck when it comes to saving. Debt robs you of your income! So, it’s about time you get rid of that debt. The fastest way to pay off debt is with the debt snowball method.

How to spend less on energy?

We’re always looking for tweaks to make in our budget to save extra money. You know—the kind that are actually easy to do and actually work. One of the easiest ways to save money is right there in your house.

How to plan and manage debt integrating them in the budget?
August 3, 2023

“The first step to regaining control of your finances and paying off your debts is to make a good budget.” Why? Because by putting your cash flow and monthly expenses in a budget network, you will be able to see more easily how much money you can free up to pay off your debts.

Take a test

Define your money personality



Budget planner

Calculate your monthly rest for living.

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Interactive training

Have an idea of how we interact during trainings

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We advise on debt,
we don`t grant credits!

Interested in budget management training? For you or your organization? Contact us