Make a budget
“The first step to regaining control of your finances and paying off your debts is to make a good budget.” Why? Because by putting your cash flow and monthly expenses in a budget network, you will be able to see more easily how much money you can free up to pay off your debts. While making a budget, you can find other costs that you can also reduce. Sometimes you just have to collect your pizza receipts for BGN 20 every Friday night to realize it’s BGN 80 or more a month and over BGN 1,000 a year. There are other tools that can help you get a better idea of your financial situation. For example, with our budget tool you will be able to calculate your monthly rest for living, see at a glance what your most important budget items are and reduce them if necessary.