Independent non profit organization for financial literacy and free debt advice

How to use our budget tool?

August 10, 2023

Follow the link in order to access Temida budget

Read the instructions how to download Temida budget on your smartphone desktop.


We have prepared for you some basic principles of personal budgeting:

1. Estimate all the revenue and expenditure you expect for the month (and if you have a perfectly accurate idea, you’re good for advanced level!) Enter the total amounts of expected revenue and expenses in the fields provided on the expected budget page.

This will help you achieve the level of actual revenue and expenses planned for the months. The associated chart will show the difference between the planned and the actual amount on monthly basis.

2. Start entering all the expenses for the month on a regular basis, dividing them into fixed and daily expenses.To make this division easier, you can read here after explanations with examples.