Independent non profit organization for financial literacy and free debt advice

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In Bulgaria, one cannot go bankrupt. Why is this a problem?
January 18, 2024

Bulgaria is one of the few European countries that do not have effective legislation regulating so-called “personal bankruptcy”, as well as a mechanism for restructuring the obligations of people who are unable to cover them.

ECDN Autumn Newsletter 2023
October 18, 2023

Latest news for EU consumers regarding over-indebtedness and personal credit.

Webinars: 19 & 26 October 2023
October 15, 2023

The Content & Consequences of the Consumer Credit Directive. Return on Investment in Debt Advice Services.

October 5, 2023

For the very first time in the history of the European Union, the new credit Directive mandates the provision of free debt advice services in every European member state.

Understanding Bulgaria’s Debt and Credit Landscape in 2023
September 27, 2023

As we step into after summer period of 2023, we made an analysis on 4 drivers for individual in Bulgaria with fresh data for a better understanding

New Issue of Money Matters – No. 19 is out now.
July 11, 2023

Challenges facing Bulgaria: Over-indebtedness & scaling a debt advice service – Willy Pierre Abbal – Temida Foundation, Bulgaria.

Award for corporate and social responsibility
March 24, 2023

The non-governmental organization in the field of free financial consultations “Themida” received the award for corporate and social responsibility of the French-Bulgarian Chamber of Commerce and Industry

Be part of debt advice improvement EU program for Bulgaria: We are looking for support
October 18, 2022

The European Consumer Debt Network (ECDN), under the supervision of the European Innovation Council and SMEs Executive Agency (EISMEA), started a project, regarding the preparation of the implementation of the new credit directive.